The benefits an organisation offers to its employees are essentially holistic for the overall welfare of the employee. While there are plenty of benefits, health insurance happens to be the most sought after. Medical insurance helps an individual to get medical coverage in times of need & saves the employee or his/her family member from unnecessary hassle during an emergency situation.
At Protech Group, we ensure to acknowledge the needs of our employees. We offer Group Health Insurance that comes with additional benefits. What are these benefits and how does Group Health Insurance really work? Let us help you find that out.
What is Group Health Insurance?
In Group Health Insurance, the policy covers the medical health insurance of a group of people. This can either be a group of employees of an organisation or family members who are blood-related.
How is Group Health Insurance different from Individual Health Insurance?
As the name suggests, the only and major difference between a Group Health Insurance and Individual Health Insurance is that the former insurance covers a group of people, while the latter offers policies meant for a single person. Today, Group Health Insurance has become a popular choice among organisations because it is convenient and offers better opportunities to retain their employees for the long term due to the plenty of benefits offered.
Benefits of Group Health Insurance
Protech Group believes in maintaining transparency with its employees when it comes to the various policies being taken up and provided. This helps us as an organization to ensure the trust between the employer and the employees is maintained. Hence, we would like to also share the benefits that our employees enjoy under the Group Health Insurance:
- Fixed cost of insurance: Employees who receive the insurance under the GHO are eligible for automatic coverage of the same by being part of a specific group. This policy proves helpful for those people who have basic or no health insurance in their names at all.
- Maternity coverage: Female employees enjoy maternity expenses that are covered from day one of getting enrolled under the GHI plan of the organisation.
- Excellent medical coverage: Employees who are eligible for Group Health Insurance with Protech Group shall receive individual medical coverage of up to 5 lakhs for himself/herself. (Individual coverage i.e 5 lakhs for the employee & 5 lakhs for the other dependence as well)
- No waiting period: There is and will not be any waiting period after becoming a part of a group health insurance as an employee of Protech Group. From day 1 we are covering pre-existing diseases such as diabetes, heart problem, blood pressure etc
We at Protech Group have always been about doing better for the people. And this includes not only our constant efforts to introduce affordable, technology-enabled and modern homes for the people of Assam, but to also take every possible step to help our employees enjoy a better and more secure working space.